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New Hampshire Non-Commercial Operator Knowledge Practice Test
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Passing target: 80% (32/40)
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Driver A lives in New Hampshire and does not carry auto insurance. Driver A causes a crash that injures another driver and damages her car, and cannot pay for the damages. What can happen to Driver A?
Correct answer: Driver A can lose driving privileges, since Driver A cannot pay the damages
Why
Most states require drivers to buy auto insurance, but New Hampshire does not. An uninsured driver who causes a crash can be held personally responsible for the other person's property damage and medical bills. If the driver cannot pay, RSA 264:3 requires the DMV to suspend the license and registration until security for the damages is provided.
Verified against New Hampshire Driver's Manual · Financial responsibility · p. 38
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