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Manitoba Class 5 Practice Test
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Passing target: 80% (32/40)
Licensing & Test ReadinessStandalone practice
How can high-risk driving affect a Manitoba driver's premiums?
Correct answer: It can lower your safety rating and raise both premiums.
Why
Safe driving can move you up the DSR scale, while convictions, at-fault claims and certain suspensions move you down. Your position affects both licence and vehicle premiums. For policies starting April 1, 2026 or later, the scale has 41 levels, including the new top level +20.
Verified against MPI Driver Safety Rating · How the scale works
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