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New Jersey Basic Auto Learner Permit Practice Test
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Passing target: 80% (40/50)
Vehicle Safety, Documents & TowingStandalone practice
An officer stops you for a broken taillight and asks for proof of insurance. Your paper insurance ID card is at home, but your insurer's app shows your New Jersey insurance ID card. What is true?
Correct answer: You can show it on your phone; an electronic insurance ID card is accepted.
Why
Liability insurance is required for every New Jersey-registered vehicle, and the insurer gives an ID card for each insured vehicle. Showing your phone to an officer does not give consent to look at anything else on it. Driving without liability insurance can bring fines, community service and loss of your driving privilege.
Verified against New Jersey Driver Manual · Insurance · p. 163
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