South Dakota Operator License Knowledge Practice Test
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Lena registers a used car in South Dakota. Which of these meets the state's rule that she keep financial responsibility on the car?
Correct answer: An owner's policy of liability insurance that stays in force at all times
Why
Financial responsibility means that there is money to pay for the harm if you cause a crash. South Dakota accepts four forms: an owner's liability insurance policy, a surety bond, a $50,000 certificate of deposit with the State Treasurer, or a certificate of self-insurance (for an owner of at least 26 vehicles). A conviction for failure to keep it can bring a license suspension and a 3-year SR22 insurance filing.
Verified against South Dakota Driver License Manual · Financial Responsibility · p. 13, 14
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