After a covered car crash in Hawaii, what does the no-fault part of an ordinary motor vehicle policy generally pay, up to its personal injury protection limit?

Correct answer: Covered medical costs for injuries, regardless of fault.

Why

Keep the required motor vehicle insurance in force during registration and carry valid proof. Hawaii’s no-fault PIP pays covered medical and rehabilitation costs up to the policy limit, regardless of fault. It does not make vehicle or property damage no-fault. At least $10,000 in PIP remains mandatory. Separate liability coverage is also required; the official 2026 FAQ explains the higher liability minimums for new and renewed policies.

Verified against Hawaii DCCA auto insurance and 2026 minimum-limit FAQ · What no-fault insurance covers