An officer stops you for a burned-out taillight and asks for proof of insurance. Your paper card is at home, but your insurer's app on your phone shows your current card. What should you do?

Correct answer: Show the current card in the app, since North Dakota accepts electronic proof.

Why

When an officer stops you and asks, you must give satisfactory proof of your liability insurance. North Dakota law accepts written or electronic proof, such as a card in an insurer's app. The manual also says that you must give the officer the name of your insurance company and your policy number. If you cannot show proof, you may be charged, although later proof to the prosecutor that a policy was in effect can clear that charge.

Verified against 2025-2027 Class D Noncommercial Driver License Manual · Liability insurance · p. 31