North Dakota Class D Knowledge Practice Test
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The liability insurance on your car ended yesterday. You plan to renew it next week, but you need to drive 3 miles to work today. What does North Dakota law say?
Correct answer: Driving is allowed only after a valid liability policy is in effect again.
Why
Liability insurance pays for damage or injury that you cause to other people. North Dakota law bans driving any motor vehicle without a valid liability policy in effect, even for a short trip. A person convicted of driving without it must keep proof of insurance on file with the state for one year and buy a duplicate license with that restriction. The violation can also bring fines and a license suspension.
Verified against 2025-2027 Class D Noncommercial Driver License Manual · Liability insurance · p. 31
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